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Mortgage Protection Insurance provides assurance that your family will be protected in the event of a Chronic, Critical, or Terminal Illness.  Are you a Homeowner?  If you don't have Mortgage Protection Insurance give us a call.  Watch the MPIEXPERT Trailer video and you'll see why MPI should be a critical part of every Homeowners Financial Portfolio.


4026 Balfour Avenue

Oakland, CA 94610


Tel: 510-842-7737


Monday - Friday 

9:00 am to 5:30 pm



9:00 am to 12:00 pm


Evenings by Appointment



We believe that understanding the "3 Rules of Money" is a very important part of setting up a Financial Portfolio.  Let us put together a roadmap to help you "Travel The Road To Financial Freedom"



Expert Mortgage Loan Origination Specialist.  We have over 30 years of experience in the Mortgage Industry.  We can finance FHA, Conventional, Commercial and  Hard Money Loans.  



Experts in Real Estate with over 25 years of combined expertise.  Let our team assist you with all of your Real Estate Needs.  Whether you're a First Time Homebuyer or seasoned Real Estate Investor we look forward to speaking with you.  

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Understanding the Mortgage Business is key to being able to provide the Best Service and help clients obtain the best available financing options.  Harper Real Estate and Financial Services is a Broker with access to Multiple Lenders and therefore we can provide a customized solution that fits your needs.  With our streamlined loan process and underwriting we're sure you'll be impressed with the service we provide.

Harper Real Estate and Financial Services has deep roots in the Real Estate Industry.  Working in the Real Estate Industry is a Family Affair!  - It's a wonderful feeling seeing the smiles of New Home Owners or Investors that have found great opportunities to invest money and build their Real Estate Portfolio. It's exciting to work in the Real Estate Industry and now utilizing tools to connect sellers and buyers virtually...  we're able to showcase property that you can view from the comfort of your home!  Let's talk about that dream home waiting for you!

Everest Funeral Concierge Service - Full Version

Everest Funeral Concierge Service - Full Version

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I used Harper Real Estate and Financial Services to refinance my home April 2020 and the service was outstanding.  They made sure I knew exactly where my loan was during underwriting.  I referred a few of my friends to HREAFS and they had nothing but good things to say.  They have a full service operation and help clients with multiple products.


Scott Shatz

My family was really going through a difficult time caring for my Dad back in 2018.  We didn't have Long Term Care Insurance in place.  They provided our family with information to help us setup life insurance with Living Benefits. 


Carolyn Bates

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